James “Jimmy” Todd started in the mortgage industry in 1995. His first job was in customer service. He utilized the Spanish language that he learned on a 2 year mission for his church. He soon worked his way into the mortgage origination side of the things where he prospered and enjoys it still today. He graduated from Jacksonville University with a Bachelors Degree in Business Management. His greatest accomplishments are his marriage of 22 years, 3 sons and a beautiful little granddaughter.